Correspondent lenders and brokers that sell loans to MERS members need a way to correctly generate a valid MIN (Mortgage Identification Number) and accurately place that MIN on a MOM (MERS as Original Mortgagee) security instrument or assignment to MERS

MERS^® 1-2-3 is an easy to use tool that performs these tasks. Users can link to a MERS-certified document preparation provider to:

1. Generate, validate, and reserve a MIN
2. Prepare documents (assignments to MERS and a full or partial closing package)
3. Create a preliminary registration file and register a loan on the MERS® System.

There are two variations of MERS^® 1-2-3: Generic and Private Label.

1. Generic MERS^® 1-2-3 is available to any member or non-member.
2. Private Label is a direct link into MERS^® 1-2-3 from a participating member's web site.

MERS^® 1-2-3 is a browser-based application within the MERS^® System accessible through Internet Explorer 6.0 or higher.

Benefits:

• Single source for generating MINs, creating MERS documents, and registering loans on MERS
• Available to non-MERS^® Ready companies
• Web-based for easy access
• Provides compliance with MERS^® Ready investor requirements

To begin using MERS^® 1-2-3:

• If you are not a MERS member, click here to select a document provider and follow the online instructions to sign up and use the system.
• If you are a MERS member and you want to begin using MERS^® 1-2-3, or you want to have your correspondents use MERS^® 1-2-3 to deliver MERS loans to you, please call the MERS Help Desk at (888) 680-6377 and ask for assistance.